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Health Insurance Coverage in Retirement: The Erosion of Retiree Income Security
Health Insurance Coverage in Retirement: The Erosion of Retiree Income Security
By: Christian Weller, Jeffrey Wenger, and Elise Gould


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book, 64 pages, 6" x 9" (paper), 2004
Access to affordable health insurance is crucial for maintaining the income security of retirees. Historically, employer-sponsored health insurance has been the single most important form of health coverage for retirees. In recent years, however, the skyrocketing costs of medical care coupled with increasingly costly health insurance have caused many employers to reduce or eliminate employer-sponsored retirement health insurance. Those who have been hurt most by the decline in health care coverage are retirees and workers over the age of 55, who are experiencing a systematic and substantial loss of necessary coverage at an age when they need it most. In particular, it is becoming increasingly difficult for retirees to pay for prescription drugs and other important benefits not covered by Medicare. At a time when adequate, affordable, health insurance for retirees is being threatened by rising costs, a new book by EPI and the Center for American Progress, Health Insurance Coverage in Retirement: The Erosion of Retiree Income Security, examines the current data on medical coverage in retirement and raises serious concerns about the future retirement security of the elderly and near-elderly.

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